In my only other cyber-security article I commented on the importance of using a unique and powerful password for every individual website you visit. As noted, a password manager is the perfect solution for this, even if transitioning to one can feel like a bit of a nightmare at the start.
Today, well over a year on from migrating to a password manager myself, I’m going to discuss two factor authentication; what it is and why you absolutely need to switch it on everywhere you can.
Continue reading “Take your online security to the next level”
If you ever browse investment literature you’re likely to come across the phrase “diversification”; typically mentioned along with “asset allocation” and probably “risk tolerance”.
In this post I’m going to broadly cover the behemoth that is diversification; what it is, what it aims to achieve, why you should probably diversify your own portfolio and, importantly of all, what diversification most definitely isn’t.
Continue reading “What the heck is diversification?”
In a repeat of 2019’s first post, here are 2020’s top methods for boosting your annual income by hundreds of pounds, with little to no active effort.
Continue reading “Why do people hate free money? Get some in 2020!”
The Christmas holiday spending season is in full swing across the UK.
What are we buying and most importantly, how much are spending?
Continue reading “'Tis the season for some spending”
It’s a simple truth that reducing your outgoings will increase your ability to save, but how does this stack up? How do we decide what to sacrifice in order to be able to save money?
Take a look at some real world examples to see how snipping a pound here and there could leave you with a very handsome looking bank account.
Continue reading “How cutting costs will snowball your savings”
Estimating your personal risk tolerance is one of the first mountains you’ll need to conquer in order to choose appropriate investments for your portfolio. Read on to see my take on this vast topic.
Continue reading “Getting your head around risk tolerance”
I’m betting that at some point along your journey to financial freedom you’ll have stumbled across a US phrase or word that just means absolutely nothing to you. You’ll briefly Google it, still have no clue how it relates to the UK and be right back at square one. I can definitely say I’ve been there and was trapped at that point for a long time when starting out.
No longer must you suffer! Introducing the ambitious project that will be: The ultimate US:UK translation compendium.
Continue reading “The ultimate US:UK personal finance translation compendium”